Financial Calculators & Planning Tools
Choose the calculator that matches your financial situation. Each tool provides clear before & after comparisons to help you make informed decisions.
Loan Affordability Quick Check
Instantly calculate your borrowing capacity and Debt Service Ratio (DSR) based on income and existing commitments. See how much you can borrow.
Enter CalculatorCTOS Loan Optimisation Diagnosis
Upload your CTOS report and income proof. Get a detailed before/after analysis showing how consolidation and restructuring can reduce monthly payments, lower interest, and improve your DSR.
Enter CalculatorCredit Card Debt Payoff Simulator
Compare three payoff strategies: minimum payments, aggressive repayment, or consolidation loan. See the time, interest, and monthly cost differences clearly.
Enter CalculatorProperty & Renovation Cost Planner
Plan a property purchase + renovation in one tool. Compare basic, standard, and premium renovation scenarios. See upfront cash needed and monthly commitment impact.
Enter CalculatorLoan Settlement & Restructuring Analyzer
Calculate settlement amounts for your loans. Upload CTOS, analyze which loans to settle/consolidate, and get a before/after comparison of monthly savings.
Enter CalculatorBusiness Cashflow & Breakeven Planner
Plan your new business: set startup costs, monthly expenses, and sales projections. Compare pessimistic, base, and optimistic scenarios to understand sustainability.
Enter CalculatorDebt Health Dashboard
Get a comprehensive view of your total debt, monthly commitments, and DSR. See a breakdown by loan type and health classification (strong, manageable, stretched, critical).
Enter CalculatorNet Worth & Leverage Snapshot
Calculate your total assets, liabilities, net worth, and leverage ratio. Understand your financial position and get insights on asset/liability composition.
Enter CalculatorAll calculators are for estimation and educational purposes only. Results do not constitute loan approval or professional financial advice. For personalized recommendations, consult with our financial advisors.
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